Based in Estonia · Working across Europe

Practical AI for small businesses without a tech team.

We audit your workflows, identify the one or two places where AI actually pays off, and build it.

20+ years scaling engineering from startup to unicorn at Skype · Microsoft · Bolt

ISO 27001 · GDPR · European regulatory compliance

Before you hire us

Three kinds of project we won't take.

~80% of AI projects fail to reach production (Gartner). Most of those failures concentrate in a few repeatable patterns. Here's what we decline up front — and why.

Companies with in-house engineering teams.

When we build on top of an internal engineering team, we become a friction source — duplicated effort, political tension, and an eventual rebuild in-house. If you have engineers, they should own this.

We'll happily run a half-day opportunity workshop to point them in the right direction — but we won't implement.

"AI theater" projects.

Projects scoped for a press release, a board slide, or an investor announcement. No measurable workflow outcome, no anchor for success. They drift, they stall, they cost you money and confidence.

If the goal is a marketing angle, hire a PR agency. If the goal is a working automation, we're the right call.

AI layered on broken processes.

You can't automate a process nobody owns. If invoice approval takes 11 days because three people don't know who signs, AI automates the confusion — faster and more expensively.

Every engagement starts with process mapping. Sometimes our first recommendation is "don't automate yet — here's what to fix first." If you want help fixing it, that's what we do next.

Small Business Program €490

The Small Business AI Pilot: one workflow, two days, €490.

AI shouldn't be just for companies with budgets. If you run a small business and have one specific workflow eating your time, we'll scope the fix for €490.

What you walk away with

  • One workflow analyzed — you pick the pain.
  • 1-page written recommendation — what we'd build, what it'd cost, what you'd save. Plain language.
  • 60-min implementation call — we walk you through the plan. If it's simple enough to DIY, we'll tell you how.
  • Optional build — if you want us to implement, the €490 is credited toward the project.
Conditions: 1-10 people, European business, agreement to a public case study. Bring one real workflow.
The Process Audit €2,900

The Process Audit: everything you need to know before touching AI.

5 days. One fixed price. No implementation until you know where AI actually pays off in your business.

What you walk away with

  • A full workflow map of your current operation — every place information moves, waits, or gets duplicated. Useful even if you never automate anything.
  • Top 3-5 AI opportunities, ranked by ROI — each with estimated hours saved, cost reduced, and implementation complexity. You see exactly where AI pays off and where it doesn't.
  • A prioritized roadmap — what to do first, what's a year-two problem, and what we'd recommend you never touch.
  • 90-minute leadership presentation — your team walks away aligned. No more "should we try ChatGPT for sales?" debates.
  • Written report (20-30 pages) you can share with partners, investors, or your board.
Implementation credit: if you hire us for the build within 60 days, the €2,900 audit fee is credited toward the project. The audit is effectively free for anyone who moves forward.
How we work

Three rungs. One path. You start anywhere.

Most clients start with the Audit or Pilot and climb from there. Each rung is a separate decision — you're never locked into anything.

1

Audit or Pilot

Map the workflow, identify the opportunity, estimate the ROI. Written plan in your hands.

2

Implementation

We build what the audit recommended. Fixed price, fixed scope, 2-8 weeks typical. Audit fee credited toward the build.

3

Managed Support 2026

Monthly retainer to keep your AI tools running — monitoring, tuning, adjusting as your workflow evolves.

What AI actually does

Four AI automations we most often recommend for small businesses.

These are the patterns we see repeatedly in non-tech SMBs. Outcomes are industry-typical ranges — your numbers depend on your workflow, which the Audit tells you upfront.

Customer Support Automation

Typical outcome
20-40% fewer repetitive tickets, 50-70% faster response to common questions.
Good fit
50+ support tickets/week, recurring question patterns.
Not a fit
Complex one-off situations needing human escalation.
Typical build
€5-15k · Payback 3-6 months

Internal AI Assistant

Typical outcome
~50% faster onboarding, fewer interruptions for senior staff.
Good fit
Businesses with documented SOPs, handbooks, product docs.
Not a fit
Highly specialized, tacit-knowledge work.
Typical build
€4-12k · Payback 4-8 months

Invoice / Document Processing

Typical outcome
60-80% faster processing, near-zero manual entry errors.
Good fit
100+ invoices/month, reasonably consistent format.
Not a fit
Handwritten, physical, or wildly inconsistent documents.
Typical build
€6-18k · Payback 4-9 months

Operational Reporting

Typical outcome
Weekly reports from hours to minutes. Anomalies flagged automatically.
Good fit
Structured data in spreadsheets, Google Sheets, or ERPs.
Not a fit
Businesses running on paper or ad-hoc notes.
Typical build
€3-10k · Payback 3-6 months
Founder

Built by an operator, not a theorist.

Dmitri Mihhailov, founder of Talunik Technologies

Hi, I'm Dmitri Mihhailov.

For 20 years I've built the engineering behind two of Estonia's unicorns. I started at Skype in 2005 — writing the payment integrations that let millions of people buy SkypeOut minutes with their cards, PayPal, and Skrill. Later, as Principal Group Engineering Manager at Microsoft, I was accountable for Skype's entire Commerce and Monetization portfolio — 45 engineers across two countries, keeping billing, payments, and taxation running for tens of millions of users.

In 2018 I joined Bolt. As Director of Engineering, Commerce, I'm accountable for the platform that processes multi-billion euro annually across rides, food delivery, and scooters. I've grown the team 15x, managed a €15m annual budget, and made 200+ hiring decisions along the way.

Why I started Talunik

After 20 years building commerce systems at global scale, I watched a pattern emerge around me: small businesses paying serious money for AI projects that didn't survive contact with their actual workflow. Not because the technology was bad — because nobody stopped to ask the unglamorous questions first. Who owns this process? What does the data look like on a bad day? What happens when it breaks at 2am?

That's the muscle I spent 20 years building. Talunik exists to bring it to small European businesses — not just Fortune 500s.

What I bring

  • 20 years of mission-critical commerce systems at Skype, Microsoft, and Bolt. Billions of transactions, millions of users, zero tolerance for downtime.
  • Compliance and security depth — I've worked inside GDPR, ISO 27001, and the full European regulatory stack (PSD2, EMD, SOX, ITGC, PCI DSS) at companies where getting it wrong meant millions in fines. If your workflow touches personal data or financial records, you're getting expertise from the real thing.
  • Estonia roots. I was at Skype before Microsoft acquired it, at Bolt before it hit unicorn status. Estonia has more tech unicorns per capita than anywhere in Europe — I've been inside two of them from the early days.
  • What I don't do. No custom model training. No enterprise engagements. No work with companies that already have engineering teams. Small European businesses who want AI that actually pays off. That's the job.

I don't claim to know everything about AI — the tech moves fast. What I do know: how to separate signal from noise, how to ship things that work at scale, and when to tell a client not to bother.

FAQ

Common questions.

What if the audit says not to automate anything?

That happens — and when it does, we tell you, before you've spent another euro. You still get the full workflow map and the written report, which have value on their own. If we recommend not to proceed, the audit fee isn't wasted; it bought you the answer.

Is our data safe?

Data safety isn't something I picked up recently. I've spent years working inside GDPR, ISO 27001, and compliance frameworks at Skype and Bolt — at scale, where getting it wrong had real consequences. Every engagement uses EU-hosted models where possible, keeps sensitive data out of US services unless you explicitly opt in, and documents every data flow. GDPR is non-negotiable.

How fast can we start?

Process Audits typically start 2-3 weeks out, then take 5 working days once kicked off. Small Business Pilots often start within a week.

Do we need to buy expensive software?

Usually no. Most builds run on mid-tier SaaS tools (€20-200/month) plus usage-based AI API costs. Typical monthly cost after implementation: €50-500/month depending on volume.

What if we know nothing about AI?

That's the normal starting point. We explain everything in plain language, show live demos, and make sure your team is confident before we leave. No acronyms required.

Can you work with our existing tools?

Probably yes. Common SMB stacks we connect to: Google Workspace, Microsoft 365, Xero, HubSpot, Pipedrive, Zapier, n8n, Make, Shopify, WooCommerce, Slack. If you use something unusual, the audit tells you if it's workable.

What's the smallest company you'll work with?

The Small Business Pilot is designed for 1-10 people. Below that (solo operators), we usually recommend DIY tools — and we'll point you to them for free.

Do you offer ongoing support?

Yes, starting 2026 — monthly retainers to maintain AI tools we've built. For now, every implementation includes a 30-day post-launch support window.

Let's talk

Ready to find out where AI fits in your business?

Book a free 60-minute AI Opportunity Call. No sales pressure, no buzzwords — just an honest conversation to see if we can help. If we can't, we'll tell you.

Talunik Technologies OÜ · Tallinn, Estonia

Email: [email protected]

LinkedIn: Dmitri Mihhailov

Or send a message

Prefer email? Drop a note — I usually reply within a business day.